> For the complete documentation index, see [llms.txt](https://virtual-trader.gitbook.io/virtual-trader/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://virtual-trader.gitbook.io/virtual-trader/virtual-trader/defi-usdvtr/applications.md).

# Applications

#### *Given all the analysis made initially about the DeFi concept, we at <mark style="color:green;">Virtual Trader</mark> will address factors that conclude our application with the concept, starting with:*

* *<mark style="color:green;">**Costs**</mark> -> We will have low application fees, where we make it totally different from banks or other institutions that adopt abusive fees.*
* *<mark style="color:green;">**No Borders**</mark>  -> By being a decentralized platform, not governed by banks or even governments, we will condition total liberality to all investors, and regardless of where you are.*
* *<mark style="color:green;">**Passive income**</mark> -> When a user lends money to another person, or leaves his assets on some platform to generate liquidity, he receives interest.*
* *<mark style="color:green;">**Pseudoanonymity**</mark> -> Unlike what happens in banks, to use DeFi services the user does not need to inform data such as name, address, or social security number. Access is not 100% anonymous because transactions and addresses (identifications for sending and receiving) are registered in blockchains.*